中小企业融资难外文翻译.docx
- 文档编号:18448880
- 上传时间:2023-08-18
- 格式:DOCX
- 页数:6
- 大小:18.55KB
中小企业融资难外文翻译.docx
《中小企业融资难外文翻译.docx》由会员分享,可在线阅读,更多相关《中小企业融资难外文翻译.docx(6页珍藏版)》请在冰点文库上搜索。
中小企业融资难外文翻译
SmefinancingproblemsrelatedtotheanalysisFirstsmallandmedium-sizedenterprisesfinancingstatusReformandopeningupchinafor30yearsofsmallandmedium-sizedenterprisesobtainedarapiddevelopmentofenterprises99ofthesmallandmedium-sizedenterprisesofourcountrymorethan60GDPcontributiontaxover50provides70ofimportandexporttradeand80ofurbanjobs.Smallandmedium-sizedenterprisesinourcountryisalsoanimportantpowerofindependentinnovation66ofinventionpatent82ofnewproductdevelopmentofsmallandmedium-sizedenterprisesfromsmallandmedium-sizedenterpriseshasbecometheeconomicprosperityexpandingemploymentadjustingstructurepromoteinnovationandnewindustriesofimportantstrength.From80yearssincetheoutbreakoftheinternationalfinancialcrisistheimplementationofthepositivefiscalpolicyandlosermonetarypolicybutnosmallandmedium-sizedenterprisesfromtheproactivefiscalpolicyandmoderateloosermonetarypolicybenefitdirectlyforinstanceofthenew2008225millionsmallloanonlymorethanpreviousyearbutroseonlytheloansincreased09yearthreemonthsofnationalcreditincreased48trillionincludingloanstosmallandmedium-sizedenterprisesincreasedamountonlylessthan5.Currentloanfinancingdifficulthasbecomethebottleneckofrestrictingthedevelopmentofsmallandmedium-sizedenterprisesandsmallandmedium-sizedenterpriseproductionandmanagementfaceddifficultiesaccordingtothestatestatisticalbureauofstatisticsandletteruntiltheandof2008inthesmallandmedium-sizedenterprisesofproductionorcollapseclosedaccountsforabouturbanemploymentthissituationisnotonlymoredifficulteconomicrecoveryinfluenceanddirectlyaffectthegrowthanddevelopmentofpeople’slivelihoodstabletarget.InthissensetheinternationalfinancialcrisisundertheimpactofChina’seconomycouldnotreallylowthekeyisoutofsmallandmedium-sizedenterprisesvitalitycanbefullyrecovered.SecondthesmefinancingreasonanalysisSmeloansandfinancingisacosmopolitanshouldsayseebothfromChinaandmechanismofmediumandsmallandmedium-sizedenterprisestherearethreemainreasons:
firstthemediumandsmallandmedium-sizedenterprisessmallandmedium-sizedenterprisesgenerallyweakawarenessofhonestysimilartoafewofthecommonphenomenonmayreportontaxonsomelessuglystatementsinBanksthisintersectionsomemayformgood-lookingsuchloanspointisreliablebecameaproblem.Butthisapproachisveryadverseinsteadofenterprisesthedevelopmentofsmallandmedium-sizedenterprisesarenothealthyweimagineifseveraldepartmentswithallthosetogetherthefirstthisenterpriseisnotsincerehewillhaveamanufactureandexport-orientedsmesinhumanresourcestechnologycapitalmarketenvironmentfacedfinancialcrisistherewasahugepressurethedevelopmentofitistherootcauseofthescientificandtechnologicalcontentoftheenterprisetheinnovationabilityofhighenoughtoenterthemarketisweakthelowthresholdthefiercecompetitioninthemarketwillincreasethesearenotgoodforthedevelopmentofsmallandmedium-sizedenterprises.Secondfromthebankforsmallandmedium-sizedenterprisecreditconditionsstricterbecausewearemostBandsitisalsoconsideredcommercialbanktheriskoftheirownprofits.Totheendof2008thesmallbadloansishigherthanthatoftheentirebankingindustryrelieslowcomemampasolvingsomeproblemsburtheloansofthesmallandmedium-sizedenterpriseslikeabigproblemoncecountrieswillstillenterprisesespeciallythosesmallproblemsoncethebankruptcynobodytubesotheloanqualitycannotguaranteedsointhismanagementsystemtoreducetherisksthebankwilldemandofsmallandmedium-sizedenterprisesinprovidingenoughafterpawndareloan.Anotherbankfromtheoperationcostofsmallandmedium-sizedenterprisesdoloanswillpaymoremanpowersoalsodoesnotwanttoextendloanstosmallandmedium-sizedenterprisesAbankoperatingcoststhehalfislaborcostsmallandmedium-sizedenterprisesespeciallydosmallveryhighlaborworkloadbutitisthebenefitofdifferentthesmefinancingchannelistoonarrowandsmallandmedium-sizedenterprisesinthecapitalmarketshavedirectfinancingwaysofsecuritiesmarketincludingsmallplateandgemAndprivateequityfundsindustrialinvestmentfundsventureinvestmentfundsriskinvestmentfundsandthebondmarketetc.Butsincethe2008thesmallplatemarketsecuritiesissuedafterhuachangchemicalandclosedthedoorjustrecentlyIPOtorestarttheIPO.Butgemis“tenyears”goodswordpeopleuntilnowonlybevivivdlyportrayed.Althoughwithgemlistingconditionsbutalotofsmallandmedium-sizedenterprisestofinancingformanyenterprisesitisstillaluxury.Inoverseassmallandmedium-sizedenterprisesintheprocessofgrowingonlyrelyonbankloanfinancingmanytimesisaventureinvestmentriskorthehelpofsmallandmedium-sizedenterprisesinChinahowevercangrowinthebasicoffinancingShenzhenhas3000venturecompanywitharegisteredcapitalof6000billionbutnocompanyiswillingtostartupinvestmententerprise.Thecompanyismorematurecanthefancyofthesecuritiesmarketandgem.ThirdthesmefinancingdifficultyinsolvingtheproblemaFromtheAngleofthegovernmentgovernmentshouldrelaxmarketaccesscontrolreducingbarriersletmoresmallerBandssmallandmedium-sizedenterprisesinserviceforthestrategicpositioningogthosesmallBankstobitterfleabanebitterfleabane.DynamicdevelopmentNowChinaisprobablymorethanahundredvillagesandtownsofthebankbankestablishedtoimprovethebottleneckoftheeconomicinvestmentcountyincludingimprovingagriculturedevelopmentofsmallandmedium-sizedenterprisesandsupportwillplayaveryimportantrole.Forexistingfivestate-ownedBanks.Shouldbeencouragedtodeveloptheirownbusinessesforthefinancingofthespecializedagenciesrelaxitshasbranchesandencouragetheminthelandandcountytownshipevenclosertoprovidefinancialservicesandmoreconvenient.governmentshouldhelpBankstoestablishacreditsystemfurtherreducingtheirinformationcostinourcountrythecentralbanksince1998enterprisecreditsystemconstructionwasstartedbythespecializedagenciescollectionandstoragesortinganalysisanduseofenterprisecreditinformationtoguardagainstcreditrisksmaintainstablefinancialmarkerIn2006thecentralbankandsmallandmedium-sizedenterprisescreditsystemtoestablishthecreditsystemhopetocoverthoseandfinancialinstitutionshavenocreditrelationsofsmallandmedium-sizedenterprises.Ofcoursethecreditsystemisnotonlybythegovernmentandnowhassomenetworkcompanyforexampletrytouselabara.Cominonlinetransactioninformationintosmallandmedium-sizedenterprisescreditindextheindexofcreditifoutofthebanktofurtherreducethecostofinformation..3.Thegovernmentshouldseveralofbankriskcompensationthelocalinterestriskcompensationmechanismandpolicyjustcompensationfundistosolvethesmefinancingwayandcannotbefundamentallysolved.Astotheendfujianprovinceofbadloansissmallloans6071buttheaveragelevelofbankingisatwopercentwhileafewriskcompensationjustpercentonlyasmallpartSomanyofbankriskcompensation.Asalloftheloanstosmallandmedium-sizedenterprisesthenaccordingtothebankloansreduceitstaxbusinesstaxincometaxreductionCountriescanhelpenterprisestoimprovebankinterestriskandreturnIftheloanlossesthegovernmentformedbyriskcompensationfundtopatchupitthismakesbifbusinessloansandsmallandmedium-sizedenterprisesloantoachievethebalanceisthebasicyields.governmentshouldactivelypromotethemulti-levelcapitalmarketsysteminordertobettersatisfyallkindsofsmallandmedium-sizedenterprisesincludethefinancingneedsofenterprise.Differenttypesofsmallandmedium-sizedenterprisesthedevelopmentstageisendlessandsamedeterminesthesmefinancingneedsisnotthesameSosmallandmedium-sizedenterprisesgroupsofdifferentiationdeterminesthediversifiedfinancingneedsthensatisfysmefinancingdemandalsoneedsthevariousformsoffinancingmodesuchasbankloansbondsequityfinancing4yearsinShenzhenstockexchangemediumplatefoundedbupromotingcapitaltechnologymanagementandtheeffectivefactorsofhighqualityascultivatingboardalsotopromotetheupgradingofindustrialstructureisplayingapositiverole.InOctober2009gemofficiallylaunched.Foundedboardwillprovideforindependentinnovationpromotingeffectivesupervisionmechanismofsmallandmedium-sizedenterprisesinthenewdevelopmentstage.Butformorethanforsmallandmedium-sizedenterprisesarelistedtosolvethiskindofconditionenterprise’sequityfinancingstocktransfertoavalidtheover-the-countermarkerIn2006Chinalaunchedfeijoint-stockcompanylistingfortradingofsecuritiescompaniesenteringthepilotworkBesidesthegovernmentshouldvigorouslypromotethedevelopmentofthebondmarketbondfinancingforsmallandmediumenterprisestoprovidemoreconvenientinthedevelopedcountriesthebondmarketisthemainfinancingfinancingintheUnitedStatesforexample2008thecompanybondsiscirculationstockcirculationof5timeswiththeUnitedStatesEuropeandothercountriesandregionsinthebondmarketalsohasthebigdevelopmentspace.bFromthebankangleIfrelyontheexistinginthebankingfinancialproductsandsmeloanstosolvethedifficultyinfinancingsmesisimpossiblewecannotchangethepresentsituationofsmallandmedium-sizedenterprisessowewouldchangeourbankcreditfinancialinnovationisimminen
- 配套讲稿:
如PPT文件的首页显示word图标,表示该PPT已包含配套word讲稿。双击word图标可打开word文档。
- 特殊限制:
部分文档作品中含有的国旗、国徽等图片,仅作为作品整体效果示例展示,禁止商用。设计者仅对作品中独创性部分享有著作权。
- 关 键 词:
- 中小企业 融资 外文 翻译
![提示](https://static.bingdoc.com/images/bang_tan.gif)