1、金融学专业英语词汇金融学专业英语词汇（1）流动资本circulating capital, working capital 可用资产 available capital准备金,储备金reserve 催缴资本calling up of capital 资金捐献contribution of funds 周转基金working capital fund 循环基金,周转性基金revolving fund 准备金reserve fund 偿债基金sinking fund 投资,资产investment 投资人investor 自筹经费,经费自给self-financing 银行bank 经常帐户cur
2、rent account (美作:checking account) 支票帐户current-account holder (美作:checking-account holder) 支票cheque (美作:check) 无记名支票,来人支票bearer cheque, cheque payable to bearer 划线支票crossed cheque 支票簿,支票本chequebook (美作:checkbook) 背书endorsement 转让,转帐,过户transfer 货币money 发行issue 现钱ready money 现金cash 现金交易,概不赊欠ready mone
3、y business, no credit given 零钱change 钞票,纸币banknote, note (美作:bill) 付现金to pay (in) cash 本国货币domestic currency, local currency 可兑换性convertibility 可兑换货币convertible currencies 汇率,兑换率exchange rate 外汇foreign exchange 浮动汇率f loating exchange rate 汇兑市场free exchange rates 外汇兑换券foreign exchange certificate 硬通货
4、hard currency 投机speculation 储装,存款saving 减价,贬值depreciation 无法控制的通货膨胀runaway inflation 通货紧缩deflation 证券市场securities business 证券交易所stock exchange corporation 报价,牌价quotation 股份,贡share 贡持有人,股东shareholder, stockholder 股息,红利dividend 现金配股cash dividend 贡投资stock investment 投资信托investment trust 贡经纪人stock-jobbe
5、r 证券公司stock company, stock brokerage firm 有价证券 securities普通股share, common stock 优先股preference stock 股利收入income gain 发行贡issue 股面价格, 票面价格par value 买手, 多头bull 卖手, 空头bear 过户assigned 开盘opening price 收盘closing price 低潮hard times 景气衰退business recession 景气停滞doldrums 盘整dull 松弛ease 涨停板raising limit 暴跌break 债券
6、bond, debenture 短期贷款short term loan 长期贷款long term loan 中期贷款medium term loan 债权人lender 债权人creditor 债务人,借方debtor 借方,借款人borrower 借款borrowing 利息interest 利率rate of interest 贴现,折扣discount 再贴现rediscount 年金annuity 到期日,偿还日maturity 摊销,摊还,分期偿付amortization 偿还 redemption保险insurance 抵押mortgage 拨款allotment 短期信贷sho
7、rt term credit 固定债务,长期债务 funded debt流动债务floating debt 提款,提存drawing 援助aid 补贴,补助金,津贴allowance, grant, subsidy 短期贷款short term loan 长期贷款long term loan 中期贷款medium term loan 债权人lender 债权人creditor 债务人,借方debtor 借方,借款人borrower 借款borrowing 成本,费用cost 开支,支出expenditure, outgoings 固定成本fixed costs 营业间接成本overhead c
8、osts 生产费用,营业成本operating costs 营业费用operating expenses 日常费用,经营费用running expenses 间接费用,管理费用overhead expenses 维修费用,养护费用upkeep costs, maintenance costs 运输费用transport costs 社会负担费用social charges 或有费用contingent expenses, contingencies 分摊费用apportionment of expenses 收入,收益income 利润,收益earnings 总收入,总收益gross inco
9、me, gross earnings 毛利,总利润,利益毛额gross profit, gross benefit 纯收益,净收入,收益净额 net income 平均收入average income 国收入national income 利润率,赢利率profitability, profit earning capacity 产量收益,收益率yield 增值,升值increase in value, appreciation 税duty 税制taxation system 征税,纳税taxation 财务税收 fiscal charges累进税graduated tax 增值税 value
10、 added tax所得税income tax 地租,地价税land tax 检查fiscality 免税的tax-free 免税 tax exemption纳税人taxpayer 收税员tax collector职业经理人必备的英文单词目标 mission/ objective 集体目标group objective 内部环境 internal environment 外部环境 external environment 计划 planning 组织 organizing 人事 staffing 领导 leading 控制 controlling 步骤 process 原理 principle
11、 方法 technique 经理 manager 总经理 general manager 行政人员 administrator 主管人员 supervisor 企业 enterprise 商业 business 产业 industry 公司 company 效果 effectiveness 效率 efficiency 企业家 entrepreneur 权利 power 职权 authority 职责 responsibility 科学管理 scientific management 现代经营管理 modern operational management 行为科学 behavior scien
12、ce 生产率 productivity 激励 motivate 动机 motive 法律 law 法规 regulation 经济体系 economic system 管理职能 managerial function 产品 product 服务 service 利润 profit 满意 satisfaction 归属 affiliation 尊敬 esteem 自我实现 self-actualization 人力投入 human input 盈余 surplus 收入 income 成本 cost 资本货物 capital goods 机器 machinery 设备 equipment 建筑
13、building 存货 inventory 经验法 the empirical approach 人际行为法 the interpersonal behavior approach 集体行为法 the group behavior approach 协作社会系统法 the cooperative social systems approach 社会技术系统法 the social-technical systems approach 决策理论法 the decision theory approach 数学法 the mathematical approach 系统法 the systems
14、approach 随机制宜法 the contingency approach 管理任务法 the managerial roles approach 经营法 the operational approach 人际关系 human relation 心理学 psychology 态度 attitude 压力 pressure 冲突 conflict 招聘 recruit 鉴定 appraisal 选拔 select 培训 train 报酬 compensation 授权 delegation of authority 协调 coordinate 业绩 performance 考绩制度 meri
15、t system 表现 behavior 下级 subordinate 偏差 deviation 检验记录 inspection record 误工记录 record of labor-hours lost 销售量 sales volume 产品质量 quality of products 先进技术 advanced technology 顾客服务 customer service 策略 strategy 结构 structure 领先性 primacy 普遍性 pervasiveness 忧虑 fear 忿恨 resentment 士气 morale 解雇 layoff 批发 wholesa
16、le 零售 retail 程序 procedure 规则 rule 规划 program 预算 budget 共同作用 synergy 大型联合企业 conglomerate 资源 resource 购买 acquisition 增长目标 growth goal 专利产品 proprietary product 竞争对手 rival 晋升 promotion 管理决策 managerial decision 商业道德 business ethics 有竞争力的价格 competitive price 供货商 supplier 小贩 vendor 利益冲突 conflict of interes
17、ts 派生政策 derivative policy 开支帐户 expense account 批准程序 approval procedure 病假 sick leave 休假 vacation 工时 labor-hour 机时 machine-hour 资本支出 capital outlay 现金流量 cash flow 工资率 wage rate 税收率 tax rate 股息 dividend 现金状况 cash position 资金短缺 capital shortage 总预算 overall budget 资产负债表 balance sheet 可行性 feasibility 投入原则 the commitment principle 投资回报 return on investment 生产能力 capacity to produce 实际工作者 practitioner 最终结果 end result 业绩 performance 个人利益 personal interest 福利 welfare 市场占有率 market share 创新 innovation
