1、国际结算实验二汇款结算业务资料实验素材一、汇款申请书2003年3月8日，CHINA NAT. METALS & MINERALS I/E CORP.向中国农业银行广州市分行提交下面这张汇款申请书，汇出行按所给问题审核汇款申请书。汇出汇款申请书(代支款凭证)APPLICATION FOR OUTWARD REMITTANCE致：中国农业银行 广州 分行TO:THE AGRICULTURAL BANK OF CHINA日期 DATE:2003年3月8日兹委托贵行办理下列汇款。I/We hereby request you to effect the following remittance电汇信汇
2、票汇 付款地点T/T M/T D/D Drawn on银行编号（查询时请引述）Ref No. TT96785收款人Beneficiarys nameUnited Trading CompanyHong Kong币别及金额Curr.& Amt.及地址& address70 Wing Tai Road, Chai Wan Hong KongHK Dollars 20,000.00账号A/C No.0709166060322-8银行填写栏BANK USE ONLY收款银行Beneficiarys BankPO SANG BANK LTD汇率(Rate)及地址& addressHONG KONG等值人
3、民币Equivalent in 汇款人By order ofCHINA NAT. METALS & MINERALS I/E CORP.手续费(Commission)附言Details of PaymentCOMM. UNDER S/C NO. CT0011-01邮电费(Postage & Cable)其他费用(Other Charges)合计国外银行的一切费用由我方/收款人负担（如无说明由收款人负担）。汇款全过程均以电传形式通知。All foreign bank s charges are to be borne byus/payee(if not specified, all charge
4、s are to be borne by payee). All parties in the channel are advised by telex.请付敝账(Debit my/our account)，账号(a/c No.)兹附支票(Enclose my/our cheque)，号码为(No.)付款行(Drawn on)现金支付(I/We pay cash herewith)， 联系电话(TEL) 83738789申请人签章张青ApplicantsStamp & Signature经办： 会计： 复核： 记账： (1)汇款方式电汇(2)汇款人公司名称CHINA NAT. METALS &
5、 MINERALS I/E CORP.(3)收款人公司名称、地址United Trading Company , Hong Kong(4)汇款金额HKD 20,000.00(5)款项用途COMM. UNDER S/C NO. CT0011-01(6)银行费用由哪方支付国外银行的一切费用由收款人负担(7)汇款当日港币现钞价为105.53/91，港币现汇价为109.46/87，汇款人应提交多少港币现钞给银行20,000.00*1.0987 = 2197.4(8)银行在哪些情况下可免责有关电汇汇款的一切电文，本行可用显白言语、暗码或密码发出，对于代理行或同业之一切错误、疏忽或过失，本行概不负责。倘若
6、因下列情况而引致之任何损失，包括：款项交付或通知延误，书函、电报或其他文件在寄发或传送途中遗失、残缺、错误、遗漏、中断或延误，代理行或同业之行为，战争、检查、封锁、叛变或骚乱，本地或外国政府或其他行政机构所实施之一切法律、规定、条例、管制及其他难以控制之事故，或由于收到时误解，本行概不负责。(9)在我国现行外汇管理规定下，汇款人办理汇款业务时应注意哪些事项此款项如需更改或取消，汇款人应亲自携带身份证明文件和汇款收据到汇出行办理，并需候汇出行接到外国同业通知证明汇款已取消，及根据外国同业实际退回之款项，依照汇出行当日买入价折算退回汇款人。汇出行有权要求汇款人负担所有因此而引致之费用。所有电报费、
7、邮费及佣金束不退还。汇款人应注意代理行可能收取不同之费用，一切费用由收款人支付，但本行有权要求汇款人赔偿所有因汇款而引起之一切费用。除遗失汇票外，汇出行不受理停止支付。倘一经接受，汇出行有权要求汇款人赔偿所有因汇款而引起之一切费用。如汇款系代汇款人寄出，汇出行不付邮误之责。如因操作情况所需，汇出行保留权利于汇款人指定地点以外不同地点支付汇款。如需要，汇款人须向银行出示有关身份证明文件。请保留好汇款收据，以便查询。二、电汇中的汇款电文 （一）汇出行与汇入行根据电汇中所给汇出汇款和汇入汇款电文，将汇款业务指示内容填列出来。 1.电文一：汇出汇款FM: HONGKONG AND SHANGHAI B
8、ANKING CORPORATION LTD. HONG KONGTO: THE AGRICULTURAL BANK OF CHINA GUANGZHOUDATE: 8TH JUNETEST 2876A OUR REF TT200498PLS PAY HKD34000. VALUE 8 JUNE TO ACCOUNT NO.764583934-128 FAVOUR PRECISION PHOTO EQUIPMENT LTD. JINXING BUILDING 22 GUANGZHOU MESSAGE COMM. UNDER S/C NO. 87364 ORDER COVER WE HAVE C
9、REDITED YOUR ACCOUNT WITH US. 2.电文二：汇入汇款.PCBCCNBJ.BOFAUS3NMT100 CUSTOMER TRANSFERTRANS REFVAL/CUR/AMOUNTORDERING CUSTOMERORDERING BANKACCOUNT WITHBENEFICIARY DETAILS OF PMTDETAILS OF CHARGESBANK TO BANK INF:20: 180TT09266:32A: 990712:50, USD31,681.00:50: United Prosperity Enterprise, Inc, Tortol; Br
10、itish Virgin Islands:52: Midland Bank Ltd., London:57A: BK OF CHINA:59: Huayu Engine Manufacturing Co. Ltd:70: Contract GH680-23:71A: BEN:72: REIBURSE WITH BK OF NKY NY 3.电文三：汇入汇款FM: BANK OF AMERICA, NEW YORKTO: INDUSTRIAL AND COMMERCIAL BANK OF CHINA，GUANGDONG BRANCHDATE: 14 OCT.TEST 87593 OUR REF
11、TT10908-04PLS PAY USD38,000.00VALUE 14, OCT. TO GUANGDONG CEREALS OIL AND FOODSTUFFS I/E GROUP CORP. VIA A/C NO.310910079 BEING PROCEEDS UNDER S/C NO.CT89768 ORDER WIN FOOD CO. LTD. COVER CREDITED YOUR H.O. ACCOUNT.电文一电文二电文三(1)汇出行HONGKONG AND SHANGHAI BANKING CORPORATION LTD. HONG KONGMidland Bank L
12、td., LondonBANK OF AMERICA, NEW YORK(2)汇入行THE AGRICULTURAL BANK OF CHINA GUANGZHOUPCBCCNBJINDUSTRIAL AND COMMERCIAL BANK OF CHINA，GUANGDONG BRANCH(3)发电日期8TH JUNE990712 14TH , OCT(4)密押、汇款编号TEST 2876A OUR REF TT200498 180TT09266TEST 87593 OUR REF TT10908-04(5)汇款金额、起息时间HKD34000,VALUE 8 JUNEUSD31,681.00
13、USD38000. VALUE 14, OCT.(6)收款人PRECISION PHOTO EQUIPMENT LTD. JINXING BUILDING 22 GUANGZHOUHuayu Engine Manufacturing Co. Ltd.GUANGDONG CEREALS OIL N FOODSTUFFS I/E GROUP CORP.(7)附言COMM. UNDER S/C NO. 87364Contract GH680-23BEING PROCEEDS UNDER S/C NO. CT89768(8)汇款人United Prosperity Enterprise, Inc, T
14、ortol; British Virgin IslandsWIN FOOD CO. LTD.(9)头寸划拨WE HAVE CREDITED YOUR ACCOUNT WITH US.REIBURSE WITH BK OF NKY NYCREDITED YOUR H.O. ACCOUNT （二）中国农业银行广州市分行接受CHINA NAT. METALS & MINERALS I/E CORP.的汇款申请，于2003年3月8日发送汇款电文。其中，汇入行是PO SANG BANK LTD. , HONG KONG，汇出行在汇入行开立有港币存款账户，费用由受益人承担。FM:Agricultural
15、Bank of China, GuangzhouTO:PO SANG BANK LTD. , HONG KONGDATE：8th, Mar., 2003TESTOUR REF NO.NO ANY CHARGES FOR USPAYHKD20,000.00VALUE8th, Mar.TOUnited Trading Company Hong KongFOR CREDITING ACCOUNT NO.0709166060322-8MESSAGECOMM. UNDER S/C NO. CT0011-01ORDERCHINA NAT. METALS & MINERALS I/E CORPCOVERPl
16、ease debit our account with you. （三）中国农业银行广州市分行采用SWIFT MT100汇款格式，将电报内容输入电脑发送至汇入行PO SANG BANK LTD., HONG KONG。TO: PO SANG BANK LTD. , HONG KONGFM: Agricultural Bank of China, GuangzhouMT100 CUSTOMER TRANSFER:20 TRANS REF NO.:32A VAL/CUR/AMOUNT:50 ORDERING CUSTOMER.:52A ORDERING BANK.:53A SENDERS CORR
17、ESPONDENT BANK.:54A RECEIVERS CORRESPONDENT BANK.:56 INTERMEDIARY BANK.:57A ACCOUNT WITH BANK:59 BENEFICIARY:70 DETAILS OF PAYMENT:71A DETAILS OF CHARGES:72 BANK TO BANK INFORMATION:_:_ 20030308 HKD20,000.00 _: CHINA NAT. METALS & MINERALS I/E CORP _ :Agricultural Bank of China, Guangzhou :_:_:_:_:_
18、:_ PO SANG BANK LTD., HONG KONG :_ United Trading Company Hong Kong :_ COMM. UNDER S/C NO. CT0011-01_:_ Ben._: Please debit our account with you.三、信汇中的委托书和支付授权书（一）汇出行Industrial and Commercial Bank of China, Shangdong根据业务内容，填写支付授权书。 Date:15 Sept., 2002；Paying Bank: Hongkong and Shanghai Banking Corp.
19、 Ltd., Hong Kong; Ref No. MT28376; Amount: HKD30,000.00；Cover: Please debit our A/C with you；Message: Commission under S/C NO.FB9768；Payee: Win Food Company, Ltd., Hong Kong；Remitter: Shangdong Cereals Oil & Foodstuffs I&E Group Corp.Industrial and Commercial Bank of ChinaShangdongPAYMENT ORDER Date
20、:15th ,Sept., 2002TOHongkong and Shanghai Banking Corp. Ltd., Hong KongNo. of payment orderTo be paid or credited toAmountMT28376Win Food Company, Ltd., Hong KongHKD30,000.00Amount in words:THIRTY THOUSAND HK DOLLARSBy order ofShangdong Cereals Oil & Foodstuffs I&E Group CorpRemarks You are authoriz
21、ed to debit our account with you. We have credited your A/C with us. Funds remitted to you viaIndustrial and Commercial Bank of China （二）1999年3月18日，中国银行广州分行收到中国银行香港分行信汇委托书，中国银行广州分行按信汇委托书所示内容对其进行审核。中国银行香港分行BANK OF CHINA, HONG KONG BRANCH下列汇款，请即解付，如有费用请内扣。 日期：15, March, 1999 , Guangzhou我已贷记你行账户。Please
22、 advise and effect thefollowing payment less your chargesif any. In cover, we have credited youraccount with us.此致TO BANK OF CHINA，GUANGZHOU信汇号码No. of Mail transfer收款人To be paid to金额AmountMT992568Ruiqi Garment Co. Ltd., Guangzhoua/c No. 34568-113HKD200,000.00 大写金额Amount in Words: H.K. Dollars Two Hu
23、ndred Thousand附言: Being Proceeds under S/C汇款人Message No. 99CC03026By order of Universal Garment Imp. & Exp. Co. Hong Kong中 国 银 行 香 港 分 行BANK OF CHINA, HONG KONG(1)汇出行BANK OFCHINA, HONG KONG(2)汇入行BANK OF CHINA, GUANGZHOU(3)收款人Ruiqi Garment Co. Ltd., Guangzhou(4)汇款人Universal Garment Imp. & Exp. Co., H
24、ong Kong(5)汇款货币及金额HKD200,000.(6)款项用途Being Proceeds under S/C No. 99CC03026(7)汇款头寸划拨指示we have credited your account with us.四、 票汇中的银行即期汇票 中国银行纽约分行于2002年6月1日收到Wiletecc Co., Ltd., Hong Kong提交的汇票，按所给问题对汇票进行审核和处理。(1)汇出行BANK OF CHINA, GUANGZHOU(2)汇入行Bank of China, 410 Madison Avenue, New York (3)收款人Wilete
25、cc Co., Ltd.,New York (4)汇款人(5)汇款货币及金额U.S. D20,000.00(6)汇票的付款期限At sight(7)客户提出汇票遗失，出票行的处理客户提交担保书，汇出行补发汇票(8)是否是中心汇票是一张美元的中心汇票五、汇款中的退汇 根据汇出行和汇入行发出的退汇电文和退汇通知书，按其所示内容进行处理。 （一）退汇电文一 We return herewith your Draft No. C249/7681 for USD200,000.00 for credit to our account 786-723987-023 Anglo International
26、Co. and regret to advise that we are unable to deposit the proceeds to the captioned account because the name of the payee differs from our records. It should read as Anglo International Co. Ltd. （二）退汇电文二 Our Draft No. 3893-987 dated 20 May 2002 for AUD105,000.00 for credit to Goodluck Co. Ltd., ref
27、erring to the captioned item, we are informed by the remitter that the above mentioned draft has gone ashtray in mail delivery. In this connection, we shall be much obliged if you will cancel the said draft from your records and return the relative advice of drawing to us. （三）退汇通知书Your Remittance re
28、ceipt No. TT56343for HKD65,000 00 dated Aug. 30, 2001payable to A/C No. 86754for A/C of BBB Co.with reference to the above, we return herewith the remittance receipt to you for the following reason(s):No accountAccount closedName N A/C not matchedInsufficient detail to identifyKindly acknowledge receipt by signing and returning to us the attached copy of this letter.业务及处理退汇电文一退汇电文二退汇通知书(1)汇款基本情况Draft No. C249/7681 for USD200,000.00 for credit to our account 786-7239
