1、国际支付与结算修订版王益平课后答案完整版1Chapter One1. Fill in the blanks to complete each sentence.(1) local legal system, political, exchange risks (2) open account, advance payment, remittance and collection(3) letter of credit, bank guarantee (4) price terms, delivery terms(5) least/minimum, most/maximum(6) advance
2、 payment(7) open account(8) clean collection, documentary collection2. 略3. Translate the following terms into English.(1) settlement on bank credit (2) the potential for currency fluctuation(3) to clear the goods for export (4) to pay the insurance premium(5) to carry out export formalities (6) the
3、major participants in international trade(7) the commodity inspection clause (8) to fulfill the obligation to deliver the goods(9)the goods have passed over the ships rail(10)International contract is concluded in a completely different context than domestic ones4Decide whether the following stateme
4、nts are true or false.(1) F (2) F (3) T (4) T (5) T (6) T (7) F (8) T (9) T (10) F5. Choose the best answer to each of the following statements(1)-(5) BCCBD (6)-(10) DACCC(11)-(15) BDDCD (16)-(20) DCACDChapter Two1. Fill in the blanks to complete each sentence.(1) barter(2) medium of exchange(3) exp
5、ensive, risky(4) our(5) Vostro(6) vostro(7) nostro(8) specimen of authorized signatures, telegraphic test keys, terms and conditions, Swift authentic keys2. Define the following terms(1) Correspondent relationship A bank having direct connection or friendly service relations with another bank. (2) I
6、nternational settlementsInternational settlements are financial activities conducted among different countries in which payments are effected or funds are transferred from one country to another in order to settle accounts, debts, claims, etc. emerged in the course of political, economic or cultural
7、 contracts among them. (3) Visible tradeThe exchange of goods and commodities between the buyer and the seller across borders.(4) Financial transactionInternational financial transaction covers foreign exchange market transactions, government supported export credits, syndicated loans, international
8、 bond issues, etc.(5). Vostro accountVostro account is an account held by a bank on behalf of a correspondent bank.3. Translate the following terms into English.(1) commercial credit (2) control documents(3) account relationship(4) cash settlement(5) financial intermediary(6) credit advice(7) agency
9、 arrangement (8) credit balance(9)reimbursement method(10) test key/code4Decide whether the following statements are true or false.(1) T (2) F (3) F (4) T (5) F 5. Choose the best answer to each of the following statements(1)-(5) BCDAD (6)-(10) BBDABChapter Three1. Define the following Terms:(1) Neg
10、otiable instrument “A negotiable instrument is a chose in action, the full and legal title to which is transferable by delivery of the instrument (possibly with the transferors endorsement) with the result that complete ownership of the instrument and all the property it represents passes free from
11、equities to the transferee, providing the latter takes the instrument in good faith and for value.” (2) Bill of exchangeA bill of exchange is an unconditional order in writing, addressed by one person to another, signed by the person giving it, requiring the person to whom it is addressed to pay on
12、demand, or at a fixed or determinable future time, a sum certain in money, to or to the order of a specified person, or to bearer. (3) CheckA check is an unconditional order in writing addressed by the customer to a bank signed by that customer authorizing the bank to pay on demand a specified sum o
13、f money to or to the order of a named person or to bearer. (4) Documentary billIt is a bill with shipping documents attached thereto. (5) CrossingA crossing is in effect an instruction to the paying bank from the drawer or holder to pay the fund to a bank only. 2. Translate the following terms into
14、English.(1) 一般划线支票 generally crossed check(2) 特殊划线支票specially crossed check(3) 过期支票 a check that is out of date (4) 未到期支票 post dated check(5) 大小写金额 amount in words (6) 白背书 blank endorsement(7) 特别背书 special endorsement (8) 限制性背书 restrictive endorsement(9) 跟单汇票 documentary bill (10) 即期汇票 sight draft(1
15、1) 远期汇票 usance/term bill (12) 承兑汇票 acceptance bill(13) 可确定的未来某一天determinable future date (14) 光票 clean bill(15) 流通票据 negotiable instrument (16) 贴现行 discounting house (17) 商人银行 merchant bank (18) 无条件的付款承诺 unconditional promise of payment(19) 负连带责任 jointly and severally responsible (20) 出票后90天付款 payab
16、le 90 days after date3. Decide whether the following statements are true or false.(1) T (2) F (3) T (4) T (5) T (6) F (7) T (8) T (9) T (10) T(11) F (12) T (13) T (14) F (15) T (16) T (17) T (18) F (19) F (20) F 4. Choose the best answer to each of the following statements(1)-(5) CACBC (6)-(10) BACB
17、B(11)-(15) BDCCC (16)-(20) BBAAC5-7 略Chapter Four1. Fill in the blanks to complete each sentence.(1) beneficiary (2) payment order / mail advice / debit advice (3) the remittance amount is large / the transfer of funds is subject to a time limit / test key(4) sell it to his own bank for crediting hi
18、s account (5) debits / credits(6) demand draft(7) act of dishonor (8) swiftness / reliability / safety / inexpensiveness(9) debiting remitting banks nostro account (10) delivery of the goods2. Define the following Terms.(1) International remittance means a client (payer) asks his bank to send a sum
19、of money to a beneficiary abroad by one of the transfer methods at his option while the beneficiary can be paid at the designated bank which is either the remitting banks overseas branch or its correspondent with a nostro account.(2) Remitting bank is the bank transferring funds at the request of a
20、remitter to its correspondent or its branch in another country and instructing the latter to pay a certain amount of money to a beneficiary.(3) A mail transfer is to transfer funds by means of a payment order or a mail advice, or sometimes a debit advice issued by a remitting bank, at the request of
21、 the remitter. (4) Demand draft transfer is a remittance method using a bank demand draft. It is a negotiable instrument drawn by one bank on its overseas branch or its correspondent abroad ordering the latter to pay on demand the stated amount to the holder of the draft.(5) Cancellation of the reim
22、bursement under mail transfer or telegraphic transfer is usually done before its payment is made at the request of the remitter or the payee who refuses to receive the payment.3. Translate the following terms into English.(1) 汇款通知单remittance advice (2) 汇出汇款outward remittance(3) 国际汇款单international mo
23、ney order (4) 往来账户current account(5) 自动支付系统automated payment system (6) 作为偿付in cover(7) 赔偿保证书letter of indemnity (8) 信汇通知书 mail advice(9) 汇票的不可流通副本non-negotiable copy of draft (10) 首期付款down payment4. Choose the best answer to each of the following statements(1)-(5) BCABD (6)-(10) BBBAAChapter Five1.
24、 Fill in the blanks to complete each sentence.(1) presenting bank (2) title documents / pays the draft / accepts the obligation to do so(3) legal / the exchange control authorities (4) the payment is made(5) open account / advance payment (6) Inward collection (7). the remitting bank (8) trust recei
25、pt(9) D/P at sight (10) documents, draft, and collection order2. Define the following terms(1) Collection is an arrangement whereby the goods are shipped and a relevant bill of exchange is drawn by the seller on the buyer, and/or shipping documents are forwarded to the sellers bank with clear instru
26、ctions for collection through one of its correspondent banks located in the domicile of the buyer.(2) The case of need is the representative appointed by the principal to act as case of need in the event of non-acceptance and/or non-payment, whose power should be clearly and fully stated in the coll
27、ection.(3) Documentary collection is a collection of financial instruments being accompanied by commercial documents or collection of commercial documents without being accompanied by financial instruments, that is, commercial documents without a bill of exchange. Alternatively, the documentary coll
28、ection is a payment mechanism that allows the exporters to retain ownership of the goods until they receive payment or are reasonably certain that they will receive it.(4) Outward collection is a banking business in which a bank acting as the remitting bank sends the draft drawn against an export wi
29、th or without shipping documents attached, to an appropriate overseas bank, namely, the collecting bank to get the payment or acceptance from the importer.(5) Collection bill purchased is a kind of financing by banks for exporters under documentary collection methods. It means that the remitting ban
30、k purchases the documentary bill drawn by the exporter on the importer. It involves great risk for the remitting bank due to lack of a guarantee.3. Translate the following terms into English.(1) 承兑交单 acceptance against documents (2) 商业承兑汇票 trade acceptance(3) 需要时的代理人case of need (4) 出口押汇export bill
31、purchased(5) 物权单据 title document (6) 以寄售方式on consignment(7) 直接托收direct collection (8) 货运单据shipping documents (9) 付款交单documents against payment (10) 远期汇票time/ tenor/term/ usance draft4. Choose the best answer to each of the following statements(1)-(5) ABCAB (6)-(10) ACAADChapter Six1. Define the foll
32、owing terms:(1) Letter of credit The Documentary Credit or letter of credit is an undertaking issued by a bank for the account of the buyer (the applicant) or for its own account, to pay the beneficiary the value of the draft and/or documents provided that the terms and conditions of the documentary cr
