1、国际结算英文选择题90附答案1. To the exporter, the fastest and safest method of settlement is ( B)A. letter of credit B. cash in advance C. open account D. bankers draft2. To the importer, the most favorable method of settlement is ( C )A.letter of credit B. cash in advance C. open account D. collection3. Which
2、of the following payment method is based on mercial credit?( C )A.letter of credit B.bank guarantee C. collection D. standby credit4. An exporter sells goods to a customer abroad on FOB and on CIF terms, who is responsible for the freight charges in each? ( A )A.importer; exporter B. exporter; impor
3、ter C. importer; importer D. exporter; exporter5. International cash settlement has the following disadvantages except ( B )A. expensive B. safe C. risky D. time-consuming6. CHIPS is the electronic clearing system for ( B)A.GBP B. USD C.Y D. EUR7. CHAPS is the electronic clearing system for ( A )A.G
4、BP B. USD C.Y D. EUR 8. BOJ-NET is the electronic clearing system for ( D )A. USD B. GBP C.EUR D.JPY9. TARGET is the electronic clearing system for ( C )A. USD B. GBP C.EUR D.JPY10. CHATS is the electronic clearing system for ( D )A. USD B. GBP C.EUR D.HKD11. From a Chinese banks point of view , the
5、 current account it maintains abroad is known as ( A )A. a nostro account B. a vostro account C. a current account D.a home currency account12. From a Chinese banks point of view , the current account maintained by a foreign bank with him is known as （B ） A.a nostro account B.a vostro account C.a cu
6、rrent account D.a foreign currency account13. International trade settlement methods are used to plete the money transfer aroused by (A)A. goods transactions B. services supply C. security investmentD. investment ines14. Documentary credit business is subject to ( A )A. UCP600 B.URC522 C. URDG758 D.
7、 ISP9815. Collection business is subject to ( B )A. UCP600 B.URC522 C. URDG758 D. ISP9816. Standby credit business is subject to ( D )A. UCP600 B.URC522 C. URDG758 D. ISP9817.Letter of guarantee business is subject to ( C )A. UCP600 B.URC522 C. URDG758 D. ISP9818. London is the clearing centre for (
8、 B )A. USD B. GBP C.EUR D.HKD19. New York is the clearing centre for ( A )A. USD B. GBP C.EUR D.HKD20. Tokyo is the clearing centre for ( D )A. USD B. GBP C.EUR D.JPY21. Frankfurt is the clearing centre for ( C )A. USD B. GBP C.EUR D.HKD22.Among the following documents, the one which is not regarded
9、 as control documents is ( D )A. authorized signatures B. test keys C.schedule of terms and conditions D. correspondent arrangement23. The seller should arrange for the insurance of the goods transportation under ( C )A.FOB B.CFR C.CIFD.EXW24.（ A ） cheque can be cashed over the counter of paying ban
10、k.A. An open B. A crossed C. A general crossing D. A special crossing25. The effect of a blank endorsement is to makea negotiable instrument payable to the （ C ）A. specified person B, order of a specified person C. bearer D. named person26. If the bill is payable “60 days after date”, the date of pa
11、yment is decided according to （ C ）A. the date of acceptance B. the date of presentation C. the date of issuanceD. the date of maturity27. The party to whom the bill is addressed is called the（ B ）A. drawer B. drawee C. holder D. payee28. When financing is without recourse, this means that the bank
12、has no recourse to the （ D ）if such drafts are dishonored.A. payer B. drawee C. acceptor D. drawer29. The（ C ） of a promissory note assumes the prime liability to make payment of the note.A. holder B. drawee C. maker D. acceptor30. The bill which must be presented for acceptance is （ B ）A. the bill
13、payable at xx days after date B. the bill payable xx days after sight C. the bill payable on a fixed date D. the bill payable at sight31. In order to retain the liabilities of the other parties, a bill that has been dishonored must be （ A ）A. protested B. given to the acceptor C. retained in the fil
14、es D. presented to a bank32.（ C ）is not a holder of a billA. Payee B. Endorsee C. Drawer D. Bearer33. Which of the following is a relative essential item of a bill ?（ B ）A. amount B. tenor C. payee D. drawee34. An endorsement ,which prohibits the further negotiation of the instrument ,is called （ D
15、）endorsement . A. qualified B. general C. specific D. restrictive35. A check is a （ D ）draft drawn on a bank A. time B.usance C. direct D. demand36. The act which is never involved in promissory note business is （ C ） A.endorsement B.dishonor C.acceptance D.presentation37. The act which is never inv
16、olved in check business is （ C ） A.endorsement B.dishonor C.acceptance D.presentation38. The acceptor of a bill is the person who originally named as ( B ) of the bill.A. drawer B. drawee C.payee D.endorser39. The first holder of a bill is the (C) of the billA. drawer B. drawee C.payee D.acceptor40.
17、 Among the following crossed cheques, the one which contains the words ( D ) is a special crossed cheque.A.banker B. not negotiable C. A/C payee D. Bank of China 41. The means of authenticating payment order inmail transfer is the （ D ）A. SWIFT authentic key B. schedule of terms and conditionsC. tes
18、t key D. authorized signatures42. The means of authenticating payment order in telegraphic transfer is the（ C ）A. correspondent arrangement B. schedule of terms and conditionsC. test key D. authorized signatures43. Which of the following is not a method of remittance? （ C ）A. M/T B. T/T C. T/R D. D/
19、D44. Open account as a payment method is usually used when （ D ）A.goods are sold under the sellers market conditionB.goods are badly needed by the buyerC.goods are of special standards or special specificationsD.goods are sold under the buyers market condition45. If the reimbursement instruction wri
20、tten on the payment order is expressed as in cover , we have credited your A/C with us, the A/C relationship between the remitting bank and the paying bank must be( A)A.the paying bank maintains an A/C with remitting bank B.the remitting bank maintains an A/C with paying bankC.both remitting bank an
21、d paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks46.If the reimbursement instruction written on the payment order is expressed as in cover, please debit our A/C with you, the A/C relationship between the remitting bank and th
22、e paying bank must be( B )A.the paying bank maintains an A/C with remitting bank B.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks47. If the reimbu
23、rsement instruction written on the payment order is expressed as in cover, we have authorized Bank A to debit our A/C and credit your A/C with them, the A/C relationship between the remitting bank and the paying bank must be( C )A.the paying bank maintains an A/C with remitting bank B.the remitting
24、bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks48. If the reimbursement instruction written on the payment order is expressed as in cover, we have instructed Ban
25、k X to transfer the proceeds to your A/C with bank Y, the A/C relationship between the remitting bank and the paying bank must be( D )A.the paying bank maintains an A/C with remitting bank B.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs
26、 with a third bankD.remitting bank and paying bank have their A/Cs with two different banks49. It will be more convenient if the collecting bank appointed by the seller （ B ）A. is a large bank B. is the remitting banks correspondent in the place of the importer C. is in the exporters country D. acts
27、 on the importers instructions50. Under D/P, the documents will not be delivered to the buyer until （ D ）A. the goods have arrived B. the documents have arrived C. the documents are presented to the buyer D. the bill is paid by the buyer51. Under D/A, the documents will not be delivered to the buyer
28、 until （ D ）A. the goods have arrived B. the documents have arrived C. the documents are presented to the buyer D. the bill is accepted by the buyer52. In collection business, banks are obligated to check the documents received to see that （ C ）A. they are authentic B. they are regular C. they are t
29、he same as those listedin the collection instructionD. they are in the right form53. A bill of exchange which is acpanied by shipping documents is known as （ B ）A. a clean bill B. a documentary bill C. a clean collection D. a documentary collection54. In documentary collection, after the goods have
30、been shipped, the exporter presents the documents to （ C ）for collectionA. the collecting bank B. the reimbursing bank C. the remitting bank D. the opening bank55. Which of the following is not the obligation of remitting bank in collection ?（ D ）A.to plete a collection order strictly according to t
31、he principals instructions.B. to perform following all the instructions given by the principal.C. to keep the documents wellD. to examine the contents of documents in detail56. Which of the following is not the obligation of the collecting bank?（ B ）A.to verify the authenticity of the collection ord
32、erB. to take care of goodsC.to release documents strictly on the delivery terms of documents.D.to perform following all the instructions given by the remitting bank.57.In collection business, the drawer of the draft for collection is ( A)A. seller B. buyer C. remitting bank D. collecting bank58. In collection business, the drawee of the draft for
